Privacy-first · Bank-grade encryption

Your finances.
Finally clear.

The personal finance app that connects all your accounts, calculates your real net worth, and gives you a single score so you always know where you stand.

Get Started Free Take a Tour → Free forever — no credit card
app.financialwisdom.io/dashboard
Net Worth
$247,832
▲ +$2,140 this month
Assets
$312,450
6 accounts
Wi$dom Score
78/100
▲ Up 4 pts
Debt Payoff
18 mo
At current pace
Savings Rate
22%
Above target
Take control of your finances with Wi$dom —— Net worth tracked · Debt paid down · Savings growing
Everything you need

Your complete financial picture,
in one private place.

Most finance apps track spending. Wi$dom tracks your wealth — where it is, what it’s worth, and exactly how to grow it.

Bank Sync via Plaid

Connect checking, savings, investments, crypto, and credit cards in seconds. Wi$dom pulls live balances and transactions so your numbers are always up to date — no spreadsheets, no manual entry.

12,000+ institutions
AES-256 Encryption

Your account balances are encrypted with AES-256-GCM before they ever touch our servers. Even we can’t read your data. Privacy isn’t a feature we added — it’s how we built the foundation.

Bank-grade security
Complete Net Worth Tracking

Linked accounts, crypto holdings, real estate, vehicles — all consolidated into one net worth number that updates in real time. See 90 days of history at a glance and watch your wealth grow.

Accounts + Crypto + Assets
Wi$dom Score

A single number from 0 to 100 that grades your financial health across savings rate, debt load, emergency fund coverage, and budget discipline. Know exactly which lever to pull to improve it.

Your financial GPA
How it works

Up and running in 3 minutes.

1
Connect your accounts

Use Plaid to securely link your bank accounts, credit cards, investment accounts, and more. Or add manual assets like real estate and crypto.

2
See your net worth

Wi$dom instantly calculates your complete net worth — assets minus liabilities — and starts tracking it over time so you can see the trend.

3
Improve your score

Your Wi$dom Score tells you exactly what’s holding you back and what to focus on. Set a budget, pay down debt, build your emergency fund.

Pricing

Simple. Transparent. Yours to keep.

Start free and stay free. Or lock in the founding rate before it’s gone.

Free forever
$0
no credit card needed
  • CSV import & manual accounts
  • Net worth tracking & history
  • Budget & manual expense tracking
  • Debt payoff planner
  • AES-256 encryption
  • Wi$dom Score
Start for Free

Ready to know your
real net worth?

Take control of your finances with Wi$dom.

Get Started — It’s Free

No credit card · Setup in 3 minutes · Your data stays private